Contact Our Firm Today

337 234 5350

Hurricane and Flood Claims

Hurricane and Flood Claims

Lafayette Hurricane And Flood Insurance Claims Attorneys

Hurricanes and severe storms can change lives in a matter of hours. After the wind and floodwaters recede, property owners are often left dealing with damaged homes, destroyed businesses and insurance companies that may delay, dispute or undervalue legitimate claims.

If your insurance company has denied your claim, delayed payment or offered less than you believe your losses are worth, you may have legal options.

At VeazeyFelder, LLC, we represent homeowners, business owners and property owners throughout Lafayette and South Louisiana in disputes involving hurricane, flood and other property insurance claims. Our attorneys work to protect your rights and pursue the insurance benefits you paid for through your policy.

Insurance Companies Do Not Always Agree With Policyholders

Insurance policies are complex legal contracts. Following a major storm, disagreements often arise regarding what damage is covered, how repairs should be valued and whether additional benefits are available.

Common insurance disputes include:

  • Denied hurricane damage claims
  • Underpaid property damage claims
  • Wind versus flood damage disputes
  • Roof damage claims
  • Structural damage
  • Water intrusion and mold damage
  • Business interruption losses
  • Delays in claim handling
  • Disputes regarding policy exclusions
  • Bad faith insurance practices

Our attorneys carefully review your insurance policy, investigate the damage and work to determine whether the insurance company has properly handled your claim.

Helping Homeowners And Businesses Recover

Recovering after a hurricane is difficult enough without having to fight your insurance company.

Whether your property is a family home, rental property, commercial building or business, we work to understand the full extent of your losses and pursue the compensation available under your policy. Depending on the circumstances, this may include payment for structural repairs, damaged personal property, business losses and other covered damages.

We recognize that every day a claim remains unresolved creates additional financial and personal hardship. Our goal is to move claims toward a fair resolution as efficiently as possible while protecting your legal rights.

Experienced Louisiana Insurance Litigation Attorneys

Not every insurance dispute requires litigation. Many claims can be resolved through negotiation once the facts and policy language are fully evaluated.

When an insurance company refuses to honor its contractual obligations, however, our attorneys are prepared to pursue legal action when necessary. We have extensive experience representing clients in complex civil litigation and understand the strategies insurers often use when evaluating and defending claims.

Whether through negotiation or litigation, we work diligently to help our clients recover the benefits they are entitled to receive.

If your hurricane or flood insurance claim has been denied, delayed or underpaid, contact VeazeyFelder, LLC, to schedule a confidential consultation.

Hurricane & Flood Insurance Claim FAQs

Document the damage as thoroughly as possible by taking photographs and videos before making temporary repairs. Notify your insurance company promptly, keep receipts for emergency expenses and retain copies of all communications related to your claim.
Insurance companies may deny claims for various reasons, but not every denial is justified. If you believe your claim was wrongly denied or undervalued, an attorney can review your policy and evaluate whether the decision was appropriate.
Many homeowners insurance policies cover wind damage caused by hurricanes, while flood damage is often covered under a separate flood insurance policy. Determining which policy applies can become a significant issue after major storms.
Insurance companies are generally required to investigate and process claims within applicable legal requirements. Unreasonable delays may give rise to additional legal remedies depending on the circumstances.
Bad faith generally refers to an insurer’s failure to handle a claim fairly or in accordance with its legal obligations. Examples may include unreasonable claim denials, unnecessary delays, inadequate investigations or failure to pay covered losses without justification.
Depending on the policy, businesses may be able to recover for property damage, equipment losses, inventory damage and certain business interruption losses. Coverage depends on the specific language of the insurance policy.
Not necessarily. Once accepted, a settlement may limit your ability to seek additional compensation. Before accepting an offer involving significant property damage, it may be worthwhile to have the claim reviewed by an experienced attorney.
The deadlines for filing insurance claims or pursuing legal action depend on your policy and Louisiana law. Because important deadlines may apply, it is generally best to speak with an attorney as soon as possible after a dispute arises.

Learn More About Our Practice